
How It Works
Create your group in seconds
Invite your friends, roommates, or travel companions. Everyone joins instantly and can start adding expenses right away.
Add expenses as you go
Restaurant, groceries, transport, activities... Record each shared expense. Naami automatically calculates who owes what, in real time.

Balances calculate themselves
No more manual calculations. Naami instantly determines who needs to reimburse whom, with clear and fair suggestions.
Settle with one click, even multiple people
Pay your debts in a single transaction, even if you need to reimburse several people. Payments are instant and secure.
Settlements are made via stablecoins on Solana, without banking intermediaries.
Perfect For
Crypto events
Organizing or attending crypto events, meetups, conferences? Share entry fees, venue rental, catering, and transportation costs in stablecoins. Instant and transparent payments for the entire community.

Travelers
Focus on the adventure, not the accounts. Naami makes it easy to track shared expenses with your friends during the trip, so you can enjoy without stress.

Couples
Share everything, except awkward money talks. Naami helps you keep expenses transparent and fair, without creating tension.

Roommates
Easily manage rent, groceries, and shared bills. Everyone pays their share, Naami calculates the rest. No more arguments about who owes what.

Events and parties
Organizing a party or event? Share rental, food, and drink costs with ease. Everyone can see who paid what.

What makes Naami unique
Powerful features that truly simplify your life
Your data stays private
All your expenses are encrypted. Only your group members can access them. Even we can't see your data.
Reimburse multiple people in one click
Need to reimburse several friends? Do it in a single transaction. No more multiple payments, everything settles at once.
All settlements are verifiable
Every transaction is recorded securely and verifiably, without compromising your privacy. You can always prove who paid what.
The simplicity of a classic app. The power of crypto.
Naami uses blockchain technology to offer you a simple and secure experience, without the usual complexity.
Stable amounts
Payments use stablecoins, cryptocurrencies whose value remains stable. No volatility, no surprises.
Instant payments
Thanks to Solana, your settlements are processed in seconds, 24/7, without banking delays.
Total transparency
All settlements are recorded transparently and verifiably, without intermediaries.
You keep control
Your funds remain under your control. No institution can block or freeze your payments.
Why trust Naami
No bank
Naami works without banking intermediaries. You keep full control of your payments.
No hidden fees
No subscription. Transparent fees. You only pay what you owe to your friends.
Shared history
All group members can view the history of expenses and settlements in real time.
Works internationally
Use Naami anywhere in the world, without geographical restrictions or currency exchange issues.